Property, at your own pace

Buy in Marrakech,without riba

Your deposit. Your pace. Your future home. Plan your purchase without an interest-bearing loan, then estimate rental income.

Shape my projectFree · Instant result · In Moroccan dirhams

01Your deposit
02Your payments
03Your keys

Marrakech, MarocArchitectural illustration

Two tools. One project.

Turn your plans into numbers.

Adjust the amounts and payment dates: your estimate updates instantly.

My purchase without an interest-bearing loan

Enter your available savings and how much you can save each month. The calculator checks every payment without a bank loan.

Your starting point

Property price (MAD)

Savings available today (MAD)

Possible monthly savings (MAD)

Costs and furnishing reserved

Estimated acquisition costs (MAD)

Renovation and furnishing (MAD)

Acquisition costs and furnishing are reserved upfront in this calculation. They cannot also fund instalments. Enter your notary’s estimate. No tax schedule is applied automatically.

Example payment plan

Example developer payment splits. Percentages and months are editable: suggested dates are examples, not a development’s payment schedule.

Customise payment dates

ReservationShare (%)Month

Payment 2Share (%)Month

HandoverShare (%)Month

Your estimate

Live calculation

Monthly savings required afterwards

20,833.33MAD/ month

Bank interest in this scenario0 MAD

Your savings cover this scenario

Costs and furnishing reserved: 150,000 MAD
Additional cash needed at reservation: 0 MAD
Total purchase budget: 1,150,000 MAD
Maximum property price for this plan: 1,000,000 MAD

Your price, spread over time

Reservation · Month 0500,000 MAD
50 % · Covered
Payment 2 · Month 12250,000 MAD
25 % · Covered
Handover · Month 24250,000 MAD
25 % · Covered

Understand this estimate

Assumes constant monthly savings. No future rent or borrowing is counted. Confirm percentages and dates with the developer.

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Every address has its potential

Discover your Marrakech.

From central Guéliz to the gardens of Ourika Road: choose an area in the rental calculator to explore its assumptions.

Route de Casablanca

Hay Azli

Guéliz

Hivernage

Route de l’Ourika · villa

EM IMMO · Marrakech

Understand the numbers before choosing

Plan a purchase without an interest-bearing loan

The property price is only part of your investment. Include acquisition costs, renovation and furnishing. Separate the initial payment from the balance: actual payment dates depend on the development and contract.

Calculate rental yield in Marrakech

Choose the area and rental type: nightly rates for short stays, monthly rent for long-term lets. Gross yield divides annual rent, adjusted for occupancy, by the purchase price. Yield after expenses deducts annual expenses and divides the result by the total budget, including acquisition costs and furnishing. Tax, financing and resale are excluded.

Compare different assumptions

Lower rent, vacant periods or additional maintenance costs change the result. Adjust these assumptions before comparing developments and requesting a personalised assessment.

Questions about the calculator

Is the displayed yield guaranteed?

No. It depends on your inputs. This calculation does not predict occupancy, actual rents or property price changes.

How does buying without riba work in this calculator?

The price is paid directly to the developer in instalments, using your savings without an interest-bearing loan in the calculation. The displayed plan is an editable scenario. Confirm the price, dates and all contractual terms with your adviser.

Are tax and mortgages included?

No. Income after expenses is calculated before tax and financing. Acquisition costs are a custom amount to confirm with your notary.

How do I get an assessment for a specific property?

Send your summary to an adviser from this page. They can compare your assumptions with the prices, availability and terms of your chosen development.